Wat regelt de WIA als u helemaal niet meer kunt werken?

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Veel gestelde vragen over WIA / WGA

Op dit gedeelte van de site zullen wij de vele vragen die er zijn omtrent de Wet Werk en Inkomen naar Arbeidsvermogen (WIA) proberen te beantwoorden.

Wat regelt de WIA als u helemaal niet meer kunt werken?

Bij volledige en langdurige arbeidsongeschiktheid hebt u recht op een arbeidsongeschiktheidsuitkering. U bent volledig en langdurig arbeidsongeschikt als u niet meer dan 20 procent van uw laatstverdiende loon kunt verdienen en u ook niet meer beter kunt worden.

In deze situatie is er sprake van een zogeheten loonverlies van 80 procent of meer. De Regeling Inkomensvoorziening Volledig duuzaam Arbeidsongeschikten (IVA) kent een uitkering die 75 procent van uw laatstverdiende loon bedraagt. Let op: daarbij geldt een maximum in de vorm van het maximumdagloon, dat is 177,03 euro (januari 2008).

Herkeuring bij kans op herstel

Als er nog een kleine mogelijkheid is dat uw gezondheid verbetert, wordt u de eerste vijf jaar jaarlijks herbeoordeeld. Als blijkt dat u gedeeltelijk hersteld bent, kunt u voor een deel weer arbeidsgeschikt verklaard worden. U valt dan onder de regeling Werkhervatting Gedeeltelijk Arbeidsgeschikten (WGA). Is er niets veranderd, dan houdt u de IVA-uitkering.

De overige vragen die wij behandelen:

Staat uw vraag er niet bij, kijk dan op www.szw.nl!

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